to apply, on freephone 0808 808 2282
Home Energy Scotland renewables loan scheme
Interest free loans up to £10,000 from the Scottish Government are available for owner occupiers in Scotland who want to install a domestic renewables system or who wish to connect to a district heating scheme powered from a renewable energy source.
What is on offer?
Interest free loans for the supply and installation of a domestic renewables system or connection to a renewably powered district heating scheme.
Renewables systems - Up to 75% of the total cost up to £10,000 can be borrowed for renewable systems.
District heating schemes - Up to 100% of the total cost up to £5,000 can be borrowed to connect to an approved district heating scheme.
The amount you can borrow depends on the technology being installed and you can choose your repayment period up to a maximum.
The loan scheme operates on a first-come first-served basis subject to the overall availability of loan funds.
Can I apply after installing a system?
No, you must not commence work before receiving a written offer of loan from us. You cannot apply retrospectively i.e. after work has been started on your renewables system or on your connection to a district heating scheme.
Who can apply?
Loans are available to owner occupiers in Scotland for residential existing buildings and new buildings under construction if the property is already owned by the intended owner occupier.
Maximum loan amounts and repayment periods
|Technologies||Maximum loan value||Maximum loan repayment period (years)|
|Solar photovoltaic (PV)||£2,500||5|
|Solar water heating system||£5,000||8|
|Hybrid PV -solar water heating system||£7,500||8|
|Air source to water heat pump||£10,000||12|
|Ground source to water heat pump||£10,000||12|
|Water source to water heat pump||£10,000||12|
|Wood-fuelled (biomass) stoves and boilers||£10,000||12|
District heating schemes eligibility
Interest free loans of up to 100% of your costs up to £5,000 are available for connecting to an approved district heating scheme.
The district heating scheme you wish to connect to will need to be approved for support under the Home Energy Scotland renewables loan scheme. A list of approved district heating schemes will be made available on this page.
Which installers and products can I use?
Your chosen installer and the system being installed must be certified under the terms of the Microgeneration Certification Scheme (MCS).
A list of all products and installers certified under the scheme can be found on the Microgeneration Certification Scheme website.
You can also find more information about MCS certificated installers in your area using our Renewables Installer Finder tool which includes information installers have provided about their company, current offers and customer reviews.
How to apply for a loan
Please note that you must not commence work before receiving a written offer of loan from us. You cannot apply retrospectively i.e. after work has been started on your renewables system or on your connection to a district heating scheme.
To apply for a loan please contact Home Energy Scotland free on 0808 808 2282.Home Energy Scotland is funded by the Scottish Government and delivered by the Energy Saving Trust. It exists to help people and is the only source of clear and impartial advice on making your home cheaper to heat and power.
An advisor from Home Energy Scotland will make sure that you are aware of all the support you could be eligible for, advise on what you can do to your property to make sure it is as energy efficient as possible, explain the rules of the loan scheme and the next steps for you to take.If you wish to proceed with a loan application the advisor will arrange for an application form to be sent to you. Only applications forms issued by us will be accepted.
Please complete the form and return it with all the required supporting information, to the address detailed on the form. There are some things you will need to get together to support your loan application, including a quote from your installer and an ‘energy report’ (when applying for a renewables system installation).For more details please contact Home Energy Scotland free on 0808 808 2282 or check our FAQs.
What else will I need to do?
Required energy efficiency measures - To ensure you maximise the carbon dioxide reductions and the energy saved by installing a renewables system or connecting to district heating, you will be required to have a minimum level of energy efficiency measures in place in your home.
In all cases you will need to have a Green Deal Assessment carried out on your property and provide a copy of the Green Deal report with your claim.
For more details of the eligibility criteria please speak to Home Energy Scotland free on 0808 808 2282 or check the FAQs
Should you wish to claim part of the loan prior to the completion of the installation, please notify us in writing after you have received your offer, and we will assess your request.
What other incentives can I combine with the Home Energy Scotland renewables loan?
The Scottish Government schemes are open to people across Scotland. They can help make your home warmer and more energy efficient.
The programmes could help you in different ways. You can get free advice and different levels of support depending on your circumstances, and this support could be combined with a Home Energy Scotland renewables loan. Please contact Home Energy Scotland on 0808 808 2282 to find out what you could be eligible for. Examples of potentially relevant schemes include:
If you are planning on installing a renewables system either generating heat or electricity, part of the cost could be funded under Green Deal and part of the costs could be covered by a renewables loan.
Domestic Renewable Heat Incentive
You may be able to receive payments for the renewable heat you generate through the domestic Renewable Heat Incentive even if you have received a renewables loan from the Scottish Government. For more information please visit our RHI webpage.
If installing a renewable electricity generating system, you may be eligible for payments for the renewable electricity you generate under the Feed-In-Tariff scheme. You can apply to this scheme even if you have had a renewables loan from the Scottish Government.
Green Homes Cashback
Funding has been fully allocated for phase 3 of the Scottish Government’s Green Homes Cashback scheme
The scheme was previously available to owner occupiers, private and social tenants and registered private sector landlords for a variety of measures including boilers, insulation, double glazing and the cost of a Green Deal Advice Report .
Vouchers are no longer being issued but it is possible to register on a waiting list should further funding become available.
Use our Cashback Calculator and read up on renewables
Try our Cashback Calculator tool and check our renewables webpages to help you discover how much money you could potentially earn and save and by how much you will cut your CO2 emissions when installing a renewables system.