Home Energy Scotland renewables loan scheme

The Home Energy Scotland renewables loan scheme is currently open to applications.

Interest free loans of up to £10,000 from the Scottish Government are available to owner occupiers in Scotland who wish to install a domestic renewables system or to connect to an approved district heating scheme powered by a renewable energy source.

If you are interested in applying for this loan please contact Home Energy Scotland on 0808 808 2282. They can give you information about the loan and advise on the range of support that may be available to you.

The scheme operates on a first-come first-served basis subject to the overall availability of loan funds. 

Only Home Energy Scotland can arrange for an application form to be sent to you. It is a condition of the scheme that you contact Home Energy Scotland personally and that third parties, for example installers, are not allowed to apply on your behalf.  

It is also a condition that work must not commence on any installation until you receive a written offer of a loan.

Further information is also available in the scheme FAQs

What is available under the scheme?

  • For renewables systems - up to 75 per cent of the total cost of renewables systems up to £10,000 .
  • For district heating scheme connections - up to 100 per cent of the total cost of connecting to a district heating scheme up to £5,000.
  • The amount that can be borrowed and the maximum repayment period you can choose depends on the system type being installed. Please see the table below for more information. 


Who can apply?

Loans are available to owner occupiers in Scotland for existing residential buildings and new buildings under construction where the property is already owned by the intended owner occupier.


Renewables system types, maximum loan amounts and repayment periods

System type

Maximum loan value

Maximum loan repayment period (years)

Solar photovoltaic (PV)



Wind turbine



Hydro turbine



Solar water heating system



Hybrid PV -solar water heating system



Air source to water heat pump



Ground source to water heat pump



Water source to water heat pump



Wood-fuelled (biomass) stoves and boilers




District heating schemes eligibility

Interest free loans of up to 100% of costs, up to £5,000, are available for connecting to an approved district heating scheme.

The scheme must be approved for support under the Home Energy Scotland renewables loan scheme. 


Which installers and products can be used for home renewables systems?

The chosen installer and system must be certified under the terms of the Microgeneration Certification Scheme (MCS) except for micro hydro installations. 

A list of all MCS certified products and installers can be found at Microgeneration Certification Scheme website.

You can find more information about MCS certified installers in your area, including customer reviews, using our Renewables Installer Finder tool, including current offers and customer reviews.


Which installers can be used for connections to approved district heating schemes?

The installer must be approved by the district heating scheme operator.


What other requirements are there?

  • To maximise carbon dioxide reductions and energy saved, a minimum level of energy efficiency improvements are required.
  • The system you wish to install must be recommended in a supporting energy report which Home Energy Scotland can advise on when you call about the loan.
  • Should you wish to claim part of the loan prior to the completion of the installation, to help with the cost of a deposit or staged payment, please notify us in writing after you have received your loan offer.  These requests are assessed on a case by case and approval is not guaranteed..


Could other support be combined with the Home Energy Scotland renewables loan scheme?

It is possible to combine the Home Energy Scotland renewables loan with other schemes and incentives. Please contact Home Energy Scotland on 0808 808 2282 to find out more. Examples of potentially relevant schemes include:

  • The Renewable Heat Incentive (RHI) – This UK Government scheme pays you for the renewable heat you generate. Find out more about RHI > 
  • Feed-in Tariffs (FITs) – This UK Government scheme pays you for the renewable electricity you generate. Find out more about Feed-in tarriffs >
  • HEEPS Loan – This Scottish Government scheme offers interest free loans to help with the costs of installing home energy efficiency improvements. This could be used to meet the energy efficiency requirements for the Home Energy Scotland renewables loan.Find out more about HEEPS Loan>


Help, advice and how to request an application form

For more details of the eligibility criteria and to request an application form please speak to Home Energy Scotland free on 0808 808 2282 .  The full list of eligibility criteria can be found in the application form.


Related information

Check our renewables pages to find out more about home renewables systems. 

Try our Cashback Calculator, Solar Energy Calculator, and the domestic RHI calculator to help discover how much you could potentially earn and save, and by how much you could cut CO2 emissions .

If you’re interested in finding out about homeowners who have already installed renewables then check out the Green Homes Network. We can even arrange a visit to a property for you so you can see the system and speak to the homeowner in person.